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                                    Disclosure

                                    Neerab Shrestha is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CT, FL, IL, MA, NJ, NY, RI, and TX. No insurance business may be conducted outside the states referenced.

                                    Neerab Shrestha is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 100 Northfield Dr Ste 200, Windsor, CT, 06095, 860-992-5616. In this regard, this communication is strictly intended for individuals residing in the states of CT, FL, MA, RI, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

                                    Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                                    For more information about NYLIFE Securities LLC and its investment professionals.

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                                          • AARP Life Insurance Options from New York Life
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                                                • Resources
                                                  • Calculators
                                                    • Articles
                                                      • Six Steps to Starting a New Business
                                                        • Inflation Protection for Investment Dollars
                                                          • Tax Resources
                                                            • Tax Library - 401k and IRA: A Combined Savings Strategy
                                                              • Videos
                                                                • Education Center - Avoiding Probate
                                                                • Account Access
                                                                  • NYL Online Account
                                                                    • NYLIFE Securities
                                                                      • MainStay Mutual Funds
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